Mortgage Planning

Are you looking to purchase a home or refinance an existing home?...We Can Help!

Our agency is in association with Victory Financial Group a Mortgage Lending Specialist.

 

Your Mortgage Includes:

• A No Fee Loan Without Inflated Interest Rates
• A Wide Array of Competitive Products and Interest Rates
• An Easy, Transparent Loan Process- No Surprises
• A Commitment to No More Than 30 Days to Close
• A Follow Up Borrowers Satisfaction Survey

Lending- Home Purchase

We offer home loans at competitive rates to help you buy a home, or refinance. Request your home loan online and get fast, personal service today.

Begin Loan Request:

                                                                                                                                                                       
Lending - Home Equity Line of Credit

Save Time and Money with an HBW Victory Home Equity Line of Credit
Unlock your most valuable financial resource with our home equity line to...

• Buy a new car
• Pay for tuition
• Consolidate high-interest debt
• Take a vacation
• Make home improvements

Take control of your finances by taking advantage of...

• No closing costs
• 15 year term
• Low monthly payment plan
• Easy check access
• Low variable interest rates
• Tax-deductible interest
• Borrowing limit up to 95% of your home's value

Apply Online. With our home equity line of credit, you will enjoy more flexibility and a low rate. You can use your entire line for a big purchase or portions of it at your convenience for smaller ones. Apply today to get the money you want when you want it!

Our Lending Process:
·  Compare – Find which products are right for you and compare our products and rates to those of our competitors.  See how much better off you’ll be by going with us.
·   Apply – Either enter your information into our online application form or contact us and we'll do it for you.
·    Loan Approval – After your application is submitted, you’ll be contacted by a loan processing Director who will collect personal and financial information and help you decide which product is best for you.  Once finished, he or she will use an in-house automated underwriter to expedite the process of getting your loan approved.
·    Documents – After a preliminary approval of your loan, a package of information will be sent to you.  Your job is to supply us with the documentation we need to lock your rate and close your loan.  By gathering the needed information and faxing or shipping it back to us promptly in the provided paid return envelope, your loan approval will be expedited.
·    Title & Appraisal – After documents have been received, We will take care of ordering title and appraisal through a reliable third party.  If you have a specific title & appraisal company you’d like to use, we’ll contact your preferred company.  If not, we’ll choose someone for you.
·   Lock Your Rate – Once all documents have been submitted and title & appraisal have been ordered, it’s time for you to lock your rate, which can be done online.
·   Closing – A Closing Coordinator will call you once all aspects of your loan have been finalized.  He or she will schedule a time and place for you to sign the final documents as well as inform you of what you’ll need to bring with you.
·   Post-Closing Survey - Once your loan is closed, you will be contacted by a member of our staff, who will ask you a few questions about how well we kept our Promise of low cost, professional staff, speed and effective communication. Your opinion counts. The compensation of our staff is impacted by how well they serve you.

Contact Us for a free consultation